Money Basics · Episode 03
Need It or Want It?
Maya is at the market with 5 coins. Some things she needs. Some things she wants. How does she choose?
Ages 5–12 · Made for Kids
What they’ll learn
Three things they’ll come away with.
- Where money actually goes once it's spent: food, home, getting around, clothes, and fun.
- The difference between a need (you can't really do without it) and a want (you'd like it, but life still works without), and that tricky in-between cases (a scooter, a helmet, a school uniform) are completely normal.
- The 3-day rule: when you really want something, wait three days. If you still want it, it's a real want. It's how Kai gets a second chance after buying something he was bored of by teatime.
Talk about it
Open questions that work.
- “What's something you used to really want, but don't anymore?”
- “Is a scooter a need or a want? What about a helmet?”
- “What would you do with 5 coins at the market?”
Try one thing this week
Pick one small thing.
Next time your child asks for something at the shop, try the 3-day rule. Don't say no. Don't lecture. Just say: “Let's wait three days. If you still want it then, we'll talk about it.” Most things don't pass the test. The ones that do, do.
Resources for this episode
Resources made for this episode.
A note for grown-ups
More learning resources are available on the shop page.




